Last Updated: 4/1/2024

Welcome to Chess Credit Solutions, owned by Phillip Brown. These Terms and Conditions govern your access to and use of our website¬†(the “Site”) and the services offered on or through the Site (the “Services”). Please read these Terms and Conditions carefully before using the Site or the Services.

1. Acceptance of Terms

By accessing or using the Site or the Services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these Terms and Conditions or our Privacy Policy, you must not access the Site or use the Services.

2. Use of the Site and Services

You must be at least 18 years old to use the Site and Services. By using the Site or Services, you represent and warrant that you are at least 18 years old.

You agree to use the Site and Services only for lawful purposes and in accordance with these Terms and Conditions and all applicable laws and regulations.

3. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Chess Credit Solutions and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Site or Services.

4. Disclaimer of Warranties

The Site and Services are provided on an “as is” and “as available” basis. Chess Credit Solutions makes no representations or warranties of any kind, express or implied, regarding the Site or Services, including but not limited to the accuracy, reliability, or availability of the Site or Services.

5. Limitation of Liability

In no event shall Chess Credit Solutions, its affiliates, or their respective officers, directors, employees, or agents be liable for any indirect, consequential, special, incidental, or punitive damages arising out of or related to your use of the Site or Services.

6. Indemnification

You agree to indemnify and hold harmless Chess Credit Solutions, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or related to your use of the Site or Services or your violation of these Terms and Conditions.

7. Modification and Termination

Chess Credit Solutions reserves the right to modify, suspend, or terminate the Site or Services at any time without prior notice. Chess Credit Solutions also reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms and Conditions.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Chess Credit Solutions
Address: 3540 Toringdon Way Ste 200
Charlotte, NC, 28277
Phone: (704) 668-2228

Thank you for choosing Chess Credit Solutions.